What is a Sukanya Samriddhi Calculator?
A Sukanya Samriddhi Calculator estimates the maturity value of a Sukanya Samriddhi Yojana account from your yearly deposit and the interest rate.
Sukanya Samriddhi Yojana is a government savings scheme for a girl child under 10. Deposits are made for 15 years, and the account matures 21 years after opening. The government revises the rate every quarter, so the final amount can differ.
How to use the Sukanya Samriddhi Calculator
- Enter yearly deposit.
- Enter girl’s age at opening.
- Enter interest rate.
- Tap Calculate to see the result.
- Tap Reset to clear the fields and try again.
Who should use it
- Parents and guardians of a girl under 10
- Families saving for education or marriage
- Anyone comparing it with PPF or other options
Key terms
- Yearly deposit
- The amount deposited in a financial year, from ₹250 to ₹1.5 lakh.
- Girl’s age at opening
- Used to show her age when the account matures.
- Interest rate
- The yearly rate set by the government.
- Maturity value
- Total deposits plus interest after 21 years.
Frequently asked questions
Who can open an SSY account?
A parent or guardian of a girl child below 10 years.
How long are deposits made?
For 15 years from the date of opening.
When does the account mature?
21 years after it is opened.
Is the interest tax-free?
Yes. Deposits, interest and maturity are tax-free under the old regime rules.
Is my data stored?
No. Everything runs on your device.
Last updated: 1 November 2026